Information technology has greatly benefited the agriculture sector. You’ve probably read multiple articles that say ‘mobile phones empower farmers,’ but I wanted to ask the farmers themselves. Last year, I conducted a research on how rural farmers in Tanzania were using Tigo Kilimo. To learn why farmers were using this SMS based agricultural service, I spoke to 10 farmers who use the …



Photo credit: myAgro

The current financial model of banks cannot address what development experts call the “triple whammy” of poor peoples’ lives – they struggle with low savings, uncertainty of cash flows, and the inability to access formal financial instruments. Small farm holders in the developing world face similar struggles as they often have to purchase seeds and fertilizers in one large payment …