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This article was originally published on Stanford Social Innovation Review.

By Nick Martin & Christopher Neu

On November 3, 1961, John F. Kennedy’s universal call to fight poverty was formalized in the creation of the US Agency for International Development (USAID). Today, the rising cost of education means only a select few can answer that call. At USAID and implementing organizations, higher levels of leadership are mostly closed to those with only a bachelor’s degree. An elite master’s degree is especially costly—a two-year master’s in public policy from Harvard’s Kennedy School costs $154,688.

Students passionate about building a better future are increasingly being asked to mortgage their own in return. Students share the growing burden of student debt across the country: The median level of indebtedness for a Master of Arts degree jumped from $38,000 in 2004 to $59,000 in 2012, after adjusting for inflation. But the ability to repay debts is not equal across fields: Social workers are, in comparison, highly unlikely to make a salary sufficient to repay those debts without hardship. The result is that students are getting squeezed between inflated education requirements and constrained salaries at a time when the world most needs them to tackle complex global challenges.

To overcome the barriers of insufficient access to education, universities are turning to massive open online courses (MOOCs) to teach about sustainable development. For example, Wesleyan developed How to Change the World, Stanford created Mobile Health Without Borders, and even UC Berkeley has a new initiative to build a Philanthropy University with Acumen and NovoEd. But scaling a lecture hall through video content is easy; it’s creating an affordable and effective classroom experience that’s hard.

Further progress will require a revolution in online pedagogy as much as improved technology, or possibly even an unbundling of the graduate degree from the traditional 40 three-credit courses. As employers better identify the discrete skill sets and competencies they need, students will be empowered with clarity about where they want to spend their time and money to enter the workplace. Education and accreditation have never been more important for workplace success, but the in-person college experience may soon become an unaffordable luxury.

Chris Neu and Norman Shamas facilitate a TechChange course in the TechChange studio

At TechChange, we believe that we can achieve a guided student experience, a network of dedicated alumni, and an expansion of career opportunities all online. Fortunately, our students believe the same. In the last month, we’ve seen record enrollments in our new low-cost online diploma program, with more than 120 applicants from more than 40 countries already signing up for our 16-week program on technology for monitoring and evaluation. These students come from organizations and governments such as UNICEF, Mercy Corps, Peru, and the World Bank. Employers have similar confidence in this model; several are sponsoring group enrollments in the diploma program.

Online educators have much to learn from one another. In building out the program, we have drawn heavily from in-person and online models of education that are pushing boundaries, including:

Amani Institute: Has a five-month post-graduate certificate program in applied skills for changing the world (now in Kenya and Brazil).
General Assembly: Known for its intensive, 12-week boot camps in computer programming and design, and has a great track record at placing graduates in better-paying jobs.
Khan Academy: Set the standard for engagement in online learning through quality content and personalized learning paths.

There is no clear answer to the problems of unsustainable careers in sustainable development. Universities are expensive, and these jobs are highly complex. However, by unbundling the graduate school experience, and examining how we can recreate and improve it online, educators might just find new methods for launching the next generation of development practitioners unburdened by lifelong debt.

Last week, the United Nations hosted the Sustainable Development Summit in New York and convened interactive dialogues on six themes including ending poverty and combating climate change. Perhaps it’s also worth discussing how we ensure that the careers of the people required to address these problems are also sustainable. Rethinking graduate school seems like a good place to start.

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Nick (@ncmart) is the founder and CEO of TechChange. He is also an adjunct professor at Georgetown and George Washington Universities.

Chris (@neuguy) is the COO of TechChange. He holds a master’s in democracy and governance from Georgetown University.

This article was originally published on Stanford Social Innovation Review. Featured image credit: Russell Watkins, DFID Flickr.

Want to change the world with socially minded and innovative ideas, but bills, student loans and lack of investment opportunities are pushing you away from entrepreneurship and towards jobs that are unfulfilling and not utilizing your education? According to Accenture, you are not alone.

A staggering 41% of college graduates within the past two years are underemployed, which means they are either in jobs that are not full-time or have nothing to do with their degree. The 2008 global financial recession changed the employment landscape, drying up credit for start-ups and diminishing confidence in large institutions. The tepid recovery makes them cautious in hiring. Yet there is a growing demand from within the large organizations for employees who help them remain competitive through new ideas and a start-up mentality. The need has increased the demand for intrapreneurs, innovators from within the company that will move it forward.

Nick Hughes is an example of a social intrapreneur in action. Hughes was a middle marketing manager for Safaricom, the largest mobile network in the East African nation of Kenya when he developed an idea that would help millions of disadvantaged people while driving the bottom line of his company. Hughes’ concept, which became M-PESA (m for mobile, “pesa” is Swahili for money) has become a wildly lucrative, socially beneficial, and intrapreneurial idea which has led Safaricom to become the banker for the poor and rural in Kenya who can not get accounts from traditional banks. As of 2013 the M-PESA service has 17 million members, providing a critical socio-economic service for Kenya’s poor and profits to Safaricom.

The idea of social intrepreneurship is becoming particularly enticing to young people who want stable careers, but care less and less about making a fortune in corporate America and more about making a difference in the world around them. Personally, intrapreneurship has been an incredibly rewarding career choice. In 2009 I lost my job, and spent a year trying to become a social entrepreneur, sleeping on couches, living unemployment check to unemployment check, and trying to launch a company that would deliver social purpose. In 2010, UNICEF picked up on one of the company’s ideas and offered me a short-term consulting opportunity to carry-out an innovative idea. Thus began my path to learning the process of becoming a strong source of new ideas and innovation for the established institution. Three years later I’ve been a part of an amazing international team, got the opportunity to travel to Rwanda, Zambia, and Brazil, and had a consistent paycheck.

Innovating from within UNICEF provided stability and opportunities that I would not have had otherwise. In 2011, from within UNICEF, I led the launch of unicef-gis, a mobile and web application for youth-led digital mapping of risks, resiliency, and vulnerability. The app was deployed successfully into countries (Brazil and Haiti) where I knew nobody and did not speak the language. Without the UNICEF network, the idea would have never come to fruition or realized the amazing social impacts.

I personally understand today’s harsh jobs reality for graduates, interns, and young professionals. The truth is that a six-figure education and degree is only enough to level the playing field, but not enough to secure you a rewarding job that allows you to be independent and pay back student loans. That’s why learning how to practice intrapreneurship in your field can become a novel employment option for those who will be entering the workplace or are already in it, looking to move up into more senior positions. These large institutions like the World Bank, United Nations, and Google are actively looking to hire these intrapreneurial individuals.

People often ask me, how do you become gainfully employed doing cool, innovative projects for a large international organization? The truth is, intrapreneurship is not something learned in the traditional classroom or from a textbook. It’s understood by trial and error, failing forward, and failing fast. These are skill sets that can be practiced and learned, and lead to rewarding and stable jobs. Interested in learning about intrapreneurship or know a student, intern or young professional that might benefit from learning about it? TechChange.org is providing a limited number of individuals the opportunity to learn about intrapreneurship from guest experts and interactive, self-paced online learning modules. Learn more:

TC108: Social Intrapreneurship – Innovation Within Institutions